Why do about 80 percent of new year’s resolutions get abandoned every February? “Making a resolution is like making a wish; without a plan of action to make it come to fruition, your resolution is simply wishful thinking,” says Joyce Marter, licensed psychotherapist and author of The Financial Mindset Fix: A Mental Fitness Program for … Read more
Many of us like to use the weekend to unplug and relax, and ideally, that means that when Monday rolls around, we’re refreshed and revitalized. “Just like rebooting your computer improves its operating functionality, taking time for self-care and wellness will give you renewed energy to create positive changes in your life, including financially,” Joyce … Read more
When it comes to setting a budget for the gift exchange, Joyce Marter, a licensed psychotherapist and author of The Financial Mindset Fix: A Mental Fitness Program for an Abundant Life, recommended sending the group an anonymous poll via text or email. “With an anonymous survey, people can respond privately and you can make a … Read more
You can feel hopeless about improving your situation if you keep telling yourself that your problems are too big or that you can’t handle them on your own. “Our ego is our mind’s understanding of ourselves, and debt can cause us to feel unworthy,” explains Joyce Marter, a licensed psychotherapist and author of The Financial … Read more
Whether you’re heading out of town or need a local place to crash for at least a few nights, you’re saving a ton of money by staying with friends or family members. This is great, but just because you won’t receive an itemized bill at the end of your stay, doesn’t mean you can spend … Read more
Joyce Marter, a licensed psychotherapist and author of The Financial Mindset Fix: A Mental Fitness Program for an Abundant Life, recommended preparing a short and sweet response to have on hand for these situations, so you aren’t caught off guard. “Avoid long-winded excuses that can inadvertently cause a window for you to feel pressured to … Read more
A relative has asked you for money — either a loan or a gift — and you’re not sure what to do. Joyce Marter, a licensed psychotherapist and author of “The Financial Mindset Fix: A Mental Fitness Program for an Abundant Life,” said it’s fine to give them the funds, under certain circumstances. “[If] you … Read more
Divorce is a time of financial change and transition and as much as parents may try to protect their kids from worry or being caught in between financial disagreements between the parents, kids are smart and are going to be aware that financial changes and concerns are likely happening. Depending on the age of your … Read more
After trying to address her thoughts and feelings about money in therapy for a few weeks, my client Jasmine came into session excited to share her new revelation. “My mother’s relationship with money is making me buy ugly shoes!!” “How?” I asked curiously, with a smile. Jasmine replied, “Mom’s always been so cheap. She drilled … Read more
A good sale can be hard to resist. Don’t you love it when one of your friends compliments your outfit and you get to say, “Thanks, it was on sale”? But before you go crazy at the next BOGO sale at Bath & Body Works (been there), you might want to make sure you’re actually … Read more
Joyce Marter, LCPC is a renowned psychotherapist, entrepreneur, national speaker, author, and media contributor who takes great pride and pleasure in empowering others to reach their full potential. From speaking engagements to webinars to coaching and consulting and more, Joyce can guide and support you in achieving greater personal and professional prosperity.
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