How To Do a Holiday Gift Exchange on a Budget

When it comes to setting a budget for the gift exchange, Joyce Marter, a licensed psychotherapist and author of The Financial Mindset Fix: A Mental Fitness Program for an Abundant Life, recommended sending the group an anonymous poll via text or email. ā€œWith an anonymous survey, people can respond privately and you can make a judgment call to select either the most common response, the mean or median response, or the lowest response depending on the unique circumstances of your group,ā€ she said. She also said you might consider asking the person with the greatest budget constraints what range would work best for them ā€” but only if appropriate.

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