Why Consumers Don’t Think BNPL Is ‘Debt’ (and Why That Matters)

In a column titled, “Beware of the ‘Buy Now, Pay Later’ Psychological Pitfall,” psychotherapist and mental health author Joyce Marter wrote of the booming numbers. “Psychologically, the four payments make the hefty price tag sound better by presenting them in seemingly manageable bites,” Marter wrote. Read the full article here.

joyce youtube

Mental Wealth: How to Leverage Psychology to Welcome Abundance

In Joyce’s latest workshop you will learn how to: Change your psychology of money (thoughts, emotions, and behaviors) to welcome greater prosperity Identify your money script and belief systems that are shaping your financial reality Shift your mindset from scarcity to abundance to have more so you can help more Embrace your self-worth to improve … Read more


A Conversation on Mental Health

It is no secret that the events of the last two years have taken a toll on us physically, mentally, and emotionally. If you are feeling overwhelmed by the prospect of starting another year in the midst of global uncertainty – you are not alone. Aligned Modern Health’s nationally recognized Director of Acupuncture, Dr. Lamya … Read more

image (49)

Money Matters with Joyce Marter

Many of us attach our worth to our financial status instead of realizing that we are innately worthy and deserving. Joyce Marter recently joined the Mom SLOW DOWN! podcast to discuss all things mindset, self worth, and mental wealth. Tune in to hear how Joyce discovered that, as clients progressed in therapy, they started making … Read more

New Project (9)

7 Ways to Ask for Emotional Support

Why is being part of an emotional support network crucial for your well-being and how can providing emotional support be just as critical as receiving it? Joyce Marter was recently interviewed on Health Matters with Daniel Martin of Psychology Today Singapore. Read the full article here.

Untitled (1200 x 630 px) (6)

How to Know When to Take a Mental Health Day

We’ve all been there… stressed at work, feeling burnt out, maybe even physically sick, but you feel like you can’t take time off. If you’re experiencing anything like this, it might be time to take a mental health day. Joyce Marter was recently featured by Weight Watchers for some advice on how to do just … Read more

Untitled (1200 x 630 px) (7)

How the Holidays Can Ruin Your Sleep (And What to Do About It)

Money worries are the top reason people lose sleep, according to recent surveys. Gifts, tickets, and dinner reservations all cost money. And with recent economic difficulties, more of us are feeling stressed about finances now than ever. Budgeting can help you avoid overspending this holiday season and give you a sense of control over your … Read more

image (18)

How to Cope with Winter Blues Worsened by the Pandemic

Winter can negatively impact mental health. And this winter, people’s mental health may already be challenged by the stressors of the pandemic. Studies show that during the pandemic, the number of people dealing with depression has tripled1. COVID fatigue, burnout, exhaustion, depression, and anxiety are made worse by the winter blues2. Read the full article … Read more

image (18)

How to Cope With Social Anxiety Worsened by the Pandemic and Holidays

Social anxiety disorder is not simply being shy or introverted; it is a mental health condition that affects at least 7 percent of the U.S. population. The pandemic has worsened social anxiety for many, especially young people, affecting approximately 9-10 percent of adolescents and young adults. This is due to a variety of factors, such … Read more

image (22)

Episode #67 “Learn How to Build Mental Wealth”

Joyce Marter, a psychotherapist entrepreneur, author, and speaker who has helped millions take control and lead abundant and joyful lives. Joyce has been a Licensed Clinical Professional Counselor since 1998 and is an expert in self-esteem, mindfulness and career development. Joyce is the Founder of Urban Balance, a counselling practice she started and grew to … Read more

 Join my email list for the latest guidance, inspiration, and insight into conquering your financial fears and

 living the life you deserve