Joyce Marter, Author at Joyce Marter

How to pay less interest on credit card debt in 2025

Credit card debt has never been more crippling. With interest rates now hovering near 23%, cardholders are seeing their balances grow at record speed. The average American has over $8,000 in credit card debt — and the daily compound interest makes each month’s bills and minimum payments harder to handle.

There Are No Bad Kids

Thirty years ago, right after completing my bachelor’s degree in psychology, I spent a summer teaching kindergarten at a Columbus, Ohio, school designed for children with behavioral disorders, many of whom were diagnosed with oppositional defiant disorder (ODD). The student body was overwhelmingly BIPOC and had endured extensive trauma: separation from family, various forms of abuse, … Read more

Establishing Healthy Workplace Boundaries

To make this year count, how do we establish healthy workplace relationships by setting professional boundaries with our colleagues? Why is this important and how do we practice it? Work It’s Hui Wong speaks with Joyce Marter, a mental health keynote speaker and corporate trainer – helping corporations, associations and organisations improve well-being, culture, collaboration and … Read more

How to Beat Money Stress—Without Getting a Raise

WITH RISING FAST-food prices setting off a national outcry, rents outpacing wages, pundits not letting the whole recession talk die, and your daily burrito looking way smaller than it used to, it’s no wonder you’re feeling financially frazzled. It’s not just you.

Managing Social Anxiety During the Holidays

The holiday season, with its gatherings and celebrations, can bring joy—but for those with social anxiety, it can feel overwhelming. From the pressure to socialize to navigating conversations, the festive period can amplify stress. However, with the right strategies, you can manage such challenges and find joy in connection.

Embrace Joy, Not Perfection, This Holiday Season

Let Go of Perfection and Find True Joy this Holiday Season Key points The holiday season often promises joy, connection, and warmth. Yet, for many, it becomes a stressful period marked by the relentless pursuit of perfection. From meticulously curated decorations to hosting flawless gatherings, the weight of expectations can overshadow the season’s essence. Let’s unpack how … Read more

How the Holidays Disrupt Sleep—and How to Fix It

Holiday Sleep Struggles: Tips for Resting Well During the Festive Season Key points The holidays are a time of joy, connection, and celebration, but they can also wreak havoc on sleep. Between late-night gatherings, the stress of hosting, and the disruptions of travel, many find themselves struggling to get the rest they need. Let’s explore … Read more

How Sleep Impacts Your Finances

Getting consistent and quality sleep is necessary for your mind and body to recharge. Sleep deprivation can affect your physical and mental well-being and it may even hurt your career and finances in the long run.

Building Your Soft And Hard Skills

Having the right blend of soft and hard skills is necessary for the workplace. Soft skills refer to non-technical interpersonal skills, while hard skills are technical and showcase proficiencies and the ability to use certain tools or technologies. By developing your soft and hard skills, you can stand out among your peers, transition into new … Read more

From Fear to Financial Freedom

The road to financial freedom is often paved with fear, uncertainty, and hard-earned lessons. As an entrepreneur, I’ve faced many financial challenges, learning the importance of financial literacy the hard way.