Saving for Education

Should Teens Contribute To Saving for Education?

“While some parents may struggle with feelings of guilt or shame in not being able to afford to pay for college, it is important to practice self-compassion and understand there may be hidden blessings in this situation,” said Joyce Marter, a licensed psychotherapist and author of The Financial Mindset Fix: A Mental Fitness Program for … Read more

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How to Teach Your Kids to Delay Gratification and Why It Matters

If you want your kids to be financially successful later in life, you may want to teach them delayed gratification. Joyce Marter was recently interviewed about the benefits of delayed gratification and why it matters. Delayed gratification is “the ability to resist the urge for an immediate, smaller reward in pursuit of a greater reward … Read more

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Parents Are Quitting Social Media For the Holidays and Not Looking Back

If seeing other people’s picture-perfect depictions of life on social media is enough to send you spiraling, then you are not alone! This can be triggering, especially if you’re coming off a challenging year—whether emotionally, physically, or financially. “Seeing others post their perfect family holidays pictures, extravagant homes, or beautiful experiences can worsen depression, low … Read more

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Emotionally Immature Parents: Signs and How to Cope

Emotional maturity and emotional intelligence involve self-awareness, empathy, and emotional self-regulation as well as conscious communication, collaboration, creative problem solving, and effective conflict resolution. When we work on ourselves through self-reflective practices such as psychotherapy or counseling, spiritual exploration, or self-help programs, we develop emotional maturity and emotional intelligence. Emotional maturity is a critical component … Read more

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20+ Signs of Emotionally Immature Parents

The phrase “emotionally immature parent” is used to describe parents who are unable or unwilling to support their children emotionally. These parents can be controlling, demanding, and unreliable. They may use guilt or shame to make their children feel bad about themselves in order for their behaviors to go unchecked. According to experts, these are … Read more

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How to Raise Financially Responsible Children

There are many different ways to approach money with kids. Some people say having children earn money is good while others may suggest that it creates the wrong incentive. Beyond that, how advanced should you teach your kids budgeting, saving, or spending? At what age do they need a debit card or even know how … Read more

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Your Beliefs About Money Are Affecting Your Kids

According to Joyce Marter of Psychology Today, children develop underlying beliefs about money based on early life events. Unfortunately, these beliefs, or “money scripts” as many experts call them, usually aren’t entirely accurate — yet children follow them into adulthood and often pass them down to their own kids too. Marter also says that children … Read more

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How to Talk with Your Partner About Money

If you know you’re going to need extra money for your baby fund, now is a great time to consider new sources of income that might work well with your new lifestyle, recommends Joyce Marter, a licensed psychotherapist and While wanting to bring up finances and budgeting with your spouse or partner is a good … Read more


How To Handle Tricky Matters That Come Up When Kids Ask You for Charity Donations

Joyce Marter, a licensed psychotherapist and author of The Financial Mindset Fix: A Mental Fitness Program for an Abundant Life, recommended preparing a short and sweet response to have on hand for these situations, so you aren’t caught off guard. “Avoid long-winded excuses that can inadvertently cause a window for you to feel pressured to … Read more

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