If you know you’re going to need extra money for your baby fund, now is a great time to consider new sources of income that might work well with your new lifestyle, recommends Joyce Marter, a licensed psychotherapist and While wanting to bring up finances and budgeting with your spouse or partner is a good decision, it can be difficult—especially if it hasn’t been done before. Are you afraid of being judged for how you spend money? Have you been worried about how much money they spend but don’t know how to say it? Feeling uncomfortable talking about money is normal, but it doesn’t have to be that way. Today we are talking with Joyce Marter, the founder of the counseling practice Urban Balance and author of the book “The Financial Mindset Mix.”