Joyce Marter

In this episode of Mpowered Living, Ann Sheu is joined by Joyce Marter, licensed psychotherapist, Certified Professional Speaker, and author of the award-winning book The Financial Mindset Fix, for a deeply honest conversation about the psychology of money. Joyce breaks down how family-of-origin money messages, intergenerational financial trauma, and self-worth quietly influence our earning, spending, … Read more

According to psychotherapist Joyce Marter, people who regularly talk about money, both in private and casual social conversations, often experience less financial worry. However, this habit is also intrinsically linked to wealth and financial comfort — people who have an ease about money that lacks deep-rooted shame, trauma, or taboo thoughts. That’s why you often hear … Read more

The allure of a give-away has always enchanted consumers and there are some psychological triggers that have made it even more popular. As listed by Joyce Marter in Psychology Today, the bias people have of receiving short-term gains outweighs the logic of buying primarily for need. There is an allure of justifying a costly purchase by factoring … Read more

“Workaholism is often a response to financial trauma, as individuals may work excessively to avoid future financial difficulties or setbacks. This behavior can lead to burnout, which has serious mental and physical health complications,” explains Joyce Marter, a licensed clinical professional counselor.

Joyce Marter, LCPC, “therapy is a safe, supportive, empathic space to explore the aspects of self you may not be willing or able to explore within the context of friendships or other personal relationships.”

Learn why holiday spending pressure hits women hardest—and how to avoid debt traps like BPNL and “Christmas loans” and make mindful, financially healthy choices instead.