Joyce Marter

Learn why holiday spending pressure hits women hardest—and how to avoid debt traps like BPNL and “Christmas loans” and make mindful, financially healthy choices instead.

Hear from successful entrepreneur, Patty Farmer, about how to create a portfolio career with multiple income streams to diversify your income and promote financial peace.

Learn the professional and financial impact of narcissistic abuse for women leaders and how to recover. Hear from women leaders who have survived and recovered.

Learn strategies from Kathryn Janicek to build the emotional and physical resilience necessary to be an effective leader in a high-demand executive role.

Overspent this holiday season? Here’s how to recover without shame—using compassionate, actionable steps to reset your budget, mindset, and financial plan.

When people talk about building wealth, they often focus on one of two extremes: “think abundant thoughts and the universe will manifest your dreams” or “budget harder, work more, and tighten the numbers to turn a profit.” In reality, neither of these approaches works alone. Wealth is built at the intersection of expansive vision and … Read more

Changing the conversation about money can change everything. Despite progress in mental health awareness and financial literacy, money remains one of the most difficult topics for people to discuss. A 2024 Bankrate survey found that Americans think money is more taboo to talk about than politics, religion or even weight. The resulting silence isn’t harmless; it … Read more

How to go from doormat to dignified. Tears streamed down my face as I sat across from my CPA. My therapy practice was generating a significant amount of revenue, yet I was on the brink of collapse. Poor profit margins and weak financial boundaries had left me in a severe cash-flow crisis. With kindness, he said: “Joyce, you’re not … Read more

Most parents want to give their kids every advantage, including a debt-free college education. Yet the rising cost of higher education has made this dream less attainable—and perhaps less beneficial than many assume. Having kids contribute to college tuition builds confidence and success, something all parents want to foster.

According to a 2025 CFP Board report, 69% of women are their households’ primary investment decision-makers. Yet Curia Capital finds only about 25% of affluent women feel comfortable managing investments compared to 40% of men. This gap in financial confidence and assertiveness is costly.