Curiously enough, the basics of money management is not rocket science—set a budget, make more than you spend, have a savings account, pay off your debt, and plan for the future. It’s our psychology that can make our financial lives difficult. Popular radio host and author, Dave Ramsey believes that financial success is 20 percent financial knowledge and 80 percent behaviors. He admits that financial success is all about your ability to control the person in the mirror. If you work the program in my book, The Financial Mindset Fix: A Mental Fitness Program for an Abundant Life , you’ll begin to see how your thoughts, feelings, attitudes, self-care, goals, motivation, and support impact your finances directly. Self-love is a big factor in your financial success.