The Ultimate Pregnancy Month-By-Month Savings Guide

For all the money new must spend, there are thankfully some tax savings associated with parenthood, which will help balance things out, at least a little bit! Chat with your accountant to determine if you’re eligible for the Child Tax Credit. Now is also a brilliant time to research if your employer offers any Flexible Spending Arrangements (FSAs). “With a Dependent Care FSA, you can use pre-tax dollars to pay for qualified out-of-pocket childcare expenses,” Williams notes.

If you know you’re going to need extra money for your baby fund, now is a great time to consider new sources of income that might work well with your new lifestyle, recommends Joyce Marter, a licensed psychotherapist and author of ‘The Financial Mindset Fix: A Mental Fitness Program for an Abundant Life.’

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