Talking to Kids About College Costs and Money Mindset with Joyce Marter, LCPC, CSP®

Paying for college can bring up pressure, guilt, fear, and big family questions long before a tuition bill arrives.

How can families talk about money in a healthier way, set expectations early, and help young adults build confidence instead of confusion?

In this episode, Nicole Romito talks with Joyce Marter, LCPC, CSP®, licensed psychotherapist, keynote speaker, and author of The Financial Mindset Fix, about how parents can approach college planning with honesty and clarity. They explore how emotions, family history, relationship dynamics, and financial literacy all shape these decisions. Joyce shares practical ways to set expectations, involve kids in the process, and build independence through shared responsibility, scholarships, work, and open conversations.

Listen to the Full Episode

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