Savvy expecting parents need to start financial planning now

When Joyce Marter, a licensed clinical professional counselor, financial therapist, and author of “The Financial Mindset Fix: A Mental Fitness Program for an Abundant Life” was in her 20s, she said to her pregnant supervisor, “I look forward to having a baby when my husband and I are more ready.” Her manager’s reply: “None of us are really ever truly ready — you just take the plunge and figure it out as you go.”

When Marter was expecting her first daughter a few years later, she was still living paycheck to paycheck with huge student loans. You know what would have been better? Transitioning into parenthood with these tools from money pros.

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