Does prosperity lead to happiness or is it the other way around? The way we view money can either make us live in fear of never having enough, or it can offer us the opportunity to achieve long-term prosperity. Joyce Marter helps people achieve financial well-being by focusing on psychological and relational issues around money. She teaches how to release limiting habits and beliefs to open up a world of financial security and confidence. Joyce is a psychotherapist, speaker, and founder of Urban Balance, a nation-wide counseling practice.