How to get focused on the goal you have in mind Joyce Marter, LCPC, licensed psychotherapist and author of The Financial Mindset Fix: A Mental Fitness Program for an Abundant Life, takes an action-oriented approach to goal-setting. “Set aside 30 minutes in the next day or two to create an action plan. Developing an action plan for your personal, professional and financial vision can seem overwhelming, but it doesn’t have to be complicated or time-consuming, in fact, it’s best to keep it simple,” she says.