You need to stick to a budget, but you’re feeling pressured to spend above your means, because your family goes all out. Joyce Marter, LCPC, a licensed psychotherapist and author of The Financial Mindset Fix: A Mental Fitness Program for an Abundant Life, said it’s important to address this issue before the holidays. “Being proactive prevents problems and gets it out in the open, so you don’t have to be worried about it and can enjoy the holidays,” she said. “After the fact, it may feel more awkward and there’s nothing that can be done at that point.”
