In my therapeutic practice, I’ve seen depression result in lower productivity and lost wages. When it comes to spending, I’ve also witnessed clients rack up debt during manic episodes before they were properly diagnosed and treated for bipolar disorder. One woman bought a horse, a car and a boat in one weekend — none of which she could afford. She was mad at her husband, so it’s interesting that the purchases were all modes of transportation! Just as you’re told not to go grocery shopping when you’re hungry, the same applies when it comes to making purchases. Mood issues associated with your mental health can affect your finances in ways you might not be aware of. Instead of letting your emotions drive what you buy and when you buy it, aim for level-headed spending habits that allow you to check on your mental health, regardless of external circumstances.