News

Overspent this holiday season? Here’s how to recover without shame—using compassionate, actionable steps to reset your budget, mindset, and financial plan.

When people talk about building wealth, they often focus on one of two extremes: “think abundant thoughts and the universe will manifest your dreams” or “budget harder, work more, and tighten the numbers to turn a profit.” In reality, neither of these approaches works alone. Wealth is built at the intersection of expansive vision and … Read more

Changing the conversation about money can change everything. Despite progress in mental health awareness and financial literacy, money remains one of the most difficult topics for people to discuss. A 2024 Bankrate survey found that Americans think money is more taboo to talk about than politics, religion or even weight. The resulting silence isn’t harmless; it … Read more

How to go from doormat to dignified. Tears streamed down my face as I sat across from my CPA. My therapy practice was generating a significant amount of revenue, yet I was on the brink of collapse. Poor profit margins and weak financial boundaries had left me in a severe cash-flow crisis. With kindness, he said: “Joyce, you’re not … Read more

Most parents want to give their kids every advantage, including a debt-free college education. Yet the rising cost of higher education has made this dream less attainable—and perhaps less beneficial than many assume. Having kids contribute to college tuition builds confidence and success, something all parents want to foster.

According to a 2025 CFP Board report, 69% of women are their households’ primary investment decision-makers. Yet Curia Capital finds only about 25% of affluent women feel comfortable managing investments compared to 40% of men. This gap in financial confidence and assertiveness is costly.

Do your clients’ money mindsets ever drive you crazy? Do you wish you could get them to just “think right” about their money? What if you knew that some of your clients’ financial challenges are rooted in their DNA?  Is that possible?  It’s called “epigenetics.”   (BTW – This is true for you too!) In this … Read more

Financial well-being is a cornerstone of overall health and happiness, yet it’s often misunderstood or neglected in pursuit of materialism. This week on Doing Well: The Wellbeing Science Insights Podcast, host Dina Sargeant interviews financial wellness expert Joyce Marter, LCPC on what healthy financial behavior looks like. With over 20 years of experience as a … Read more

We know it might seem obvious, but being assertive at work has positive impacts on your career. After all, speaking your mind can make the difference between receiving a big promotion and being stuck in the same position indefinitely.