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Mindset Fix Resources
Joyce Marter, LCPC, CSP Inspires Global Audiences
Articles and Insights from Joyce Marter are often translated into multiple languages and shared by media outlets around the world.
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Are You a Victim of “Spaving”?
“Spaving” is the combination of saving and spending and refers to leveraging popular short-term deals that encourage spending more now to save money over time. This trend has become extremely popular on TikTok.
Should Teens Contribute To Saving for Education?
Wrangling with student loan debt is one of the most significant economic struggles in the U.S. Americans owe over $1.75 trillion in student loan debt across over 40 million borrowers. Though President Joe Biden has made promises to reduce that debt, it surely won’t be eliminated altogether, and we can expect the problem of mounting student ...
Veterans’ Guide to Job Hunting in the Civilian Market
Transitioning to the civilian job market after a military career is a common step for many veterans. As you search for a civilian job, you may have questions about translating military skills on a resume, finding job opportunities for veterans and mastering interviews in an unfamiliar job market. This guide will answer those questions and share ...
The Ultimate Guide to Negotiating Your Salary
Though there are some things in life you can’t negotiate — like your tax bracket or the inflation rate — your salary isn’t one of them. Negotiation is a standard part of the hiring process when you’re starting a new role. However, 54% of respondents to a 2023 Glassdoor survey reported that they did not negotiate their ...
Disruptor Discussions Featuring Joyce Marter
This week the incredible @joycemarterlicensedtherapi7961 speaks about the Financial Mindset Fix. Disruptor Discussions is a weekly masterclass series highlighting all of the ways you can increase revenue in your business. Each week our host, Jennifer Frye, will feature a different guest to present how their expertise can help your business grow. There are zero problems ...
Do you suffer from ‘money dysmorphia’? Experts weigh in on the financial distortion
Earlier this year, a survey from Credit Karma made quite the splash: Approximately 45% of Gen Z and millennials are obsessed with the idea of being rich, and more than 40% of these demographics experience something called “money dysmorphia.” Which begs the question: What is money dysmorphia?
“Loud Budgeting” Can Reduce Financial Stress and Anxiety
“Loud Budgeting” Can Reduce Financial Stress and Anxiety “Hey guys, I’m not rich.” This is what my 20-year-old daughter told me that she said to her college roommates when they started picking out expensive decor to purchase.
Latest TikTok Trend Might Actually Be a Good Thing
A new TikTok trend sees Gen Z embracing a minimal lifestyle, from thrifting clothes to saving and reusing things like plastic containers. “Underconsumption core” is currently taking off on the video-sharing app, with young people showing off how they minimize purchases and take care of the items they already have.
Here’s why ‘spaving’ can wreak havoc on your finances
Are you falling for this spending trap? Are you a spender or a saver? Or, are you a “spaver?” These days, it seems like more people are hopping onto the spaving bandwagon, as the financial concept continues to garner attention on social media.
The Unique Mental Health Stressors of Women Entrepreneurs
Personal and professional success are two sides of the same coin. After 25 years as a licensed psychotherapist and entrepreneur, I see, again and again, how unresolved mental health problems—such as trauma, low self-esteem, anxiety, and depression—sabotage professional and financial success.












































