The pandemic has caused a global mental health and financial crisis. Even before the pandemic, 23 percent of adults and 36 percent of millennials experienced financial stress at levels that qualify for a diagnosis of post-traumatic stress disorder (PTSD).¹ Not having enough money keeps our physiology amped up nearly all the time. Without the chance to recover, long-term stress releases hormones that can wear down the mind and body, causing psychiatric problems, diabetes, heart disease, and other health concerns.²

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